Chartered Professional Accountant (CPA, CA) specializing in corporate taxation and financial planning for Canadian private corporations. With 12 years of experience, he helps business owners maximize wealth through SR&ED credits, holding companies, and tax-efficient succession planning.
Raj is a practicing partner at a boutique accounting firm serving mid-market Canadian companies. His deep knowledge of the Income Tax Act allows him to demystify complex financial strategies, such as estate freezes, capital dividend accounts, and the optimal salary-dividend mix for owner-managers. He is particularly adept at guiding businesses through CRA audits and leveraging government incentives like the SR&ED program to fund innovation. Raj’s articles provide rigorous, numerically backed guidance designed to lower effective tax rates and improve cash flow for Canadian entrepreneurs navigating a high-tax environment.